Workers’ Compensation and Safety Management

Ignoring problems doesn’t make them go away.Just one industrial accident is all it takes to compromise your entire company. Personnel injury or death, damage, claims, downtime, lost capacity, lost opportunities, legal fees, and government penalties can place the heaviest of burdens on corporate resources. Even smaller incidents can erode your competitive position and profits, not to mention the possible criminal liabilities that exist for managers and directors who are negligent in safeguarding employees, the community, and the environment from hazardous processes.

Our solutions assist you in protecting both your personal and business investments with a wide array of resources and services, minimizing your cost by including risk elimination, yearly audits, and “pay as you go” policies. We are committed to providing the best possible worker’s compensation options for your company at a competitive price.

Safety Management

Even the safest employers aren’t immune to accidents – it begins by improving workplace safety. First, we’ll provide trained safety professionals to help educate you and your employees establish a safe work environment. We’ll maintain it by observing claim history, identifying repeat claims by a single employee, and tracking accident trends. The next step is to manage claims and implement back-to-work programs.

It is essential to stay governmentally compliant with the ever-changing federal, state, and local regulatory guidelines in order to ensure workplace safety. Our professionals take a practical approach to keep OSHA 300 log management, OSHA inspections and addressing potential violations, work-site hazard assessments, and claims reporting and management.

Pre-employment Screening

You can avoid potential problems by hiring smarter: we’ll help you utilize criminal history searches, drug testing, pre-employment physicals, DOT compliance, and more. A broad array of compliant drug testing services, as well as the basic forms and policies needed to help maintain a drug-free workplace, are offered through many of the vendors we are partnered with.

E&O and Professional Liability Insurance

E&O provides protection for your professional services business from claims of negligence or failing to perform your professional duties. E&O generally covers the following:

• Alleged or actual negligence
• Defense costs
• Personal injury (e.g., libel or slander)
• Copyright infringement
• Worldwide errors and omissions insurance coverage
• Temporary staff and independent contractors
• Claims arising from services provided in the past
• Claims and damages

It does not cover:

• Bodily injury or property damage
• Fraudulent acts
• Employment matters
• False advertising
• Patents and trade secrets
• Personally identifiable information
• Other services